FIELD: information technology.
SUBSTANCE: method comprises steps where parties to a transaction, users 40 and 41, are determined using a label processing cycle, wherein the system 10 for exchanging electronic financial services generates for each financial transaction a label 42 which is transmitted to a user 41 acting as the initiator of the transaction, wherein the second user 40 received said label as a result of targeted transmission, and the label is returned to the system 10 for exchanging electronic financial services as confirmation.
EFFECT: increased flexibility of making payments by allowing parties to select accounts which they want to use in the transaction and more secure transactions owing to use of labels combined with change in the means of communication.
9 cl, 4 dwg
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