SYSTEM FOR EVALUATING TRUSTWORTHINESS OF INDIVIDUAL CONSUMER OF FINANCIAL SERVICES Russian patent published in 2013 - IPC G06Q90/00 G06F17/40 

FIELD: information technology.

SUBSTANCE: system for evaluating trustworthiness of an individual consumer of financial services has a set of interacting means for inputting data, analysing the input data, gathering information in social networks, gathering networking data, polling contractors of the individual on social networks, calculating a numerically expressed and standardised estimate of trustworthiness of the consumer of financial services. The system also includes a database of individuals, a component for psychological and social testing of the individual - presumed consumer of financial services in question and answer form; a component for analysing social environment. The system also includes a component for creating a profile of psychological and social qualities of the individual which is configured to obtain information from outputs of the component for analysing input data, the component for gathering networking data, the component for analysing the social environment, a component for analysing networking between individuals, the component for polling contractors of the individual on social networks and the component for psychological and social testing.

EFFECT: high reliability of evaluating trustworthiness of an individual consumer of financial services by constructing a psychological and social portrait of the individual.

11 cl, 1 dwg