TRANSFER OF FUNDS TO MANY RECEIVERS FOR PAYMENT WITHOUT CARD USAGE Russian patent published in 2013 - IPC G06Q20/04 G07F19/00 

Abstract RU 2479031 C2

FIELD: information technologies.

SUBSTANCE: system is configured to receive a request for transfer of funds to many receivers from the first terminal, containing individual requests for funds transfer to many receivers, at the same time each individual request for funds contains the amount transferred to the receiver and a number of the receiver's mobile phone. The request for transfer of funds to many receivers is processed by generation of a withdrawal code for each of individual requests of funds transfer, saving the withdrawal code and the access code related to each receiver in the operations data storage as an account of an operation. Amounts transferred to many receivers are withdrawn from the client's account, and the amounts transferred are credited to the combined account for operations without usage of cards, and withdrawal codes are transferred to appropriate numbers of mobile telephones of receivers.

EFFECT: higher safety during transfer of funds.

35 cl, 3 dwg

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RU 2 479 031 C2

Authors

Bjutendag Amanda

Dates

2013-04-10Published

2011-04-18Filed