METHOD OF RECEIVING PAYMENT REQUISITES OF PAYMENT RECIPIENT BY PAYMENT SYSTEMS Russian patent published in 2019 - IPC G06Q30/04 

FIELD: information technology.

SUBSTANCE: invention relates to methods of automating receipt of requisites of a payment recipient when forming an invoice for payment for payment systems intended for payment for services and goods. In the method, the payment recipient registers the required number of requisites on the server of the system, generates the required number of sales points, connects requisites to points of sale, for each operation generates a QR code containing a sales point identifier, a sales point name, a sales point address, a ticket, a payment purpose, an amount, wherein identifier, name and address must match with registered recipient on system server, payer when reading QR-code is convinced of correctness of payment recipient, enters amount, purpose, then sends the entered data and data from the QR code to the third-party payment system, which checks the payer account and transmits to the system server the identifier, address, name, the system server checks the identifier and address correspondence with the recipient name, and if data are confirmed, the system server returns to the third-party payment system requisites of the recipient, which verifies requisites of the recipient and reserves funds in amount of payment, sends ticket system, amount and purpose of payment to system server, system server transmits ticket, amount and purpose of payment to information system of payee, which checks ticket, amount, purpose of payment, order status and sends confirmation for receiving funds to system server, which analyzes recipient response and sends it to third-party payment system, which in case of confirmation transfers money and informs payer about it.

EFFECT: high security when performing electronic payments.

5 cl, 1 dwg