METHOD AND SYSTEM FOR PAYMENT FOR SERVICES Russian patent published in 2020 - IPC G06Q20/10 G06Q20/40 

Abstract RU 2723459 C1

FIELD: method and system of payment for services.

SUBSTANCE: method comprises steps of: generating a request for transfer of funds from the account of the payer to the account of the recipient of funds; generating and sending an authorization request on the payer card to the issuing bank; signing generated request for transfer of funds by electronic digital signature (EDS) and sending it to payment system; obtaining, by means of a payment system, data on the successful status of processing an authorization request on the payer card; based on the request for money transfer from the account of the payer to the account of the recipient of money, signed by the EDS, and data on the successful status of processing the request for authorization on the card of the payer by means of the payment system, transfer of funds from the account of the payer to the account of the recipient of funds is confirmed.

EFFECT: technical result consists in improvement of speed and reliability of data processing when transferring funds from the account of the payer to the account of recipients of funds, including service providers directly.

7 cl, 2 dwg

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RU 2 723 459 C1

Authors

Mazunin Aleksej Sergeevich

Cheremnykh Andrej Gennadevich

Ilina Elena Sergeevna

Levkin Ivan Mikhajlovich

Kudrov Vitalij Olegovich

Zhiryakova Mariya Sergeevna

Zheleznyakov Ruslan Vyacheslavovich

Dates

2020-06-11Published

2019-07-30Filed