FIELD: information technology.
SUBSTANCE: data carrier includes: a housing of the carrier in form of a unique spatially developed three-dimensional figure and has personalisation and security elements in form of visually recognisable first security elements in form of elements which identify the owner of the data carrier; a chip module with can be quickly detached and can be put inside the data carrier housing and has personalisation and security elements in form of visually recognisable second security elements, wherein: each of the first and second security elements contains at least one fragment configured to pre-scan in a defined position known by the owner; the chip module has the necessary information on payment system features.
EFFECT: high security from unauthorised use and faking the chip card.
30 cl, 11 dwg
