METHOD AND SYSTEM FOR PRE-TRANSACTION DECISION TO PAY A PARTIAL FEE AND SIMULATION OF PARTIAL FEE Russian patent published in 2019 - IPC G06Q20/40 G06Q40/02 

Abstract RU 2694752 C1

FIELD: data processing.

SUBSTANCE: invention relates to a method of marking a pre-approved partial payment transaction for processing by an issuer. Partial contribution data are received, wherein the partial contribution data are associated with the partial payment transaction preliminarily approved by the issuing financial institution and include the main accounting number, the pre-approved amount and the transaction criteria. Transaction message is received, which includes the main accounting number, transaction amount and transaction data. Consistency of the payment transaction with the partial payment transaction is verified based on the correspondence between the pre-approved sum and the transaction sum, and transaction criteria with transaction data. Partial fee flag is stored in the transaction message upon successful verification. Transaction messages including a partial fee flag are sent to a financial institution-issuer through a payment network.

EFFECT: technical result consists in improvement of accuracy of transaction processing.

20 cl, 7 dwg

Similar patents RU2694752C1

Title Year Author Number
SYSTEMS AND METHODS FOR USE IN USER AUTHENTICATION WITH RESPECT TO NETWORK TRANSACTIONS 2018
  • Lakka, Sowmya Reddy
  • Piel, Brian
  • Palomba, Vincenzo
  • Main, Jonathan James
  • Roberts, David Anthony
RU2699409C1
SYSTEMS AND METHODS FOR USE IN AUTHENTICATION OF USERS WITH ACCOUNTS FOR NETWORK TRANSACTIONS 2018
  • Kirby, Aaron
  • Bryson, Brandon, Craig
RU2752688C1
NETWORK TOKEN SYSTEM 2014
  • Pauell Glenn Leon
  • Shits Dzhon F.
  • Ruterford Bryus
  • Uillyamson Gregori
  • Anderson Dzhejms
RU2691843C2
NETWORK TOKEN SYSTEM 2014
  • Powell, Glenn Leon
  • Sheets, John F.
  • Rutherford, Bruce
  • Williamson, Gregory
  • Anderson, James
RU2792051C2
METHOD AND SYSTEM FOR AUTHENTICATING A TOKEN REQUESTER 2016
  • Koletsky, Barry
  • Musil, Aimee
  • Liscia, Maurice, David
  • Snyder, Keith, E.
  • Lakka, Sowmya
RU2693271C1
BIOMETRIC SOLUTION, PROVIDING POSSIBILITY OF PAYMENT FOR PASSAGE AND ACCESS TO SYSTEM IN HIGH-SPEED MODE 2015
  • Sied Salman Kh.
  • Kuch Majkl V.
  • Lalik Mark
RU2695413C2
SYSTEM AND METHOD OF USING PROTECTED ACCOUNT NUMBERS IN NON-CONTACT DEVICES 2006
  • Got'E Patrik
  • Mou Brajan
  • Fehjz Patrik
  • Patterson Barbara
RU2419872C2
METHOD AND SYSTEM FOR PAYMENT OF TRANSACTIONS AFTER AUTHORIZATION USING AWARD POINTS 2016
  • Good, William, J.
  • Clark, Kyle, P.
RU2669532C1
USE OF IMPROVED CARD HOLDER AUTHENTICATION TOKEN 2016
  • Hubbard, Steve
  • Lock, Sheryl, J.
RU2699686C1
CLIENT UNIQUENESS MANAGEMENT IN TOKENISED SYSTEMS 2016
  • Noe, James
  • Tierney, John
RU2692969C1

RU 2 694 752 C1

Authors

Abela, Ruth, Elizabeth

Steenbeek, Dominique

Libus, Anna, Elizaveta

Dates

2019-07-16Published

2017-02-14Filed